The #1 Caribbean Online Bank with BNPL

Buy Now.
Pay Later.

Instant Neoncard issuance with a limit from $500 to $2500 USD. Split your purchases into 4 equal payments with zero hidden fees.

Regulated Bank
256-bit Encryption
2 Min Approval
Neoncard
**** 4092
Barbados Edition
12/28
Limit Approved
$2,500.00

Pay your way with
Neoncard

Pay in full
Pay in 4
Pay in 30 days
Financing / over time
Pay with Neoncard
★ 4.8/5 in App Store

Shop securely and choose to pay in 4 interest-free payments, in full, in 30 days, or over time.

Use Neoncard anywhere you shop

Neoncard
Pay with

At checkout

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APP
Shop your way

In the Neoncard app

Get the app
Neoncard
Pay

Apple Pay / Google Pay

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VISA
Neoncard

Neoncard Physical

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Fair & Transparent Banking

Honest rates. No hidden fees.

Most banks bury you in exorbitant interest and surprise fees. We believe in building trust through transparency with the lowest APR in the Caribbean market.

5.9%
APR
Compared to 24% bank standard.

Why use Neoncard

Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.

Flexible payments
No fees if you pay on time
Smooth checkout
Security and buyer protection
Cashback & deals
Pay in full
Pay in 4
Pay in 30 days
Financing

Flexible payments

Pay over time with Neoncard's flexible payment options, giving you more control over your budget. Track your upcoming schedule effortlessly right in the app without any stress.

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Neoncard
VISA
**** 4092
Security comes as standard

Strict data protection

Pay it safe knowing that your money and data are secure from fraud. We utilize industry-leading bank-grade standards to keep your details completely hidden.

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Support

Frequently Asked Questions

Everything you need to know about how Neoncard works, your payments, and security.